Direct Wealth Zheng Cai

The Ten Gods describe how every other character in a Saju (Four Pillars, BaZi) chart relates to your Day Master, the “you” of the chart. Direct Wealth belongs to the Wealth group, and it is paired with Indirect Wealth (the same relationship with the opposite polarity).

Direct Wealth (Zheng Cai) stands for steadily accumulating, stable wealth and diligence. You are the type to produce results through solid effort step by step, with strengths in saving and planned spending. You show your ability especially well in trust-based relationships and stable work environments, with a flow in which steadiness, more than a big win, bears fruit.

• In your Year Pillar (childhood and family): You learned a sense of reality early in a thrifty, diligent family tradition.
• In your Month Pillar (career and social life): Your ability shows in work environments with stable income and structure.
• In your Day Pillar (your inner self and marriage): There is a stable energy in the spouse seat, so you build a realistic and diligent home.
• In your Hour Pillar (later life and children): A flow in which later life becomes financially stable, with steady saving as your strength.

The energy of stable wealth (Direct Wealth) sits in your spouse seat, so diligent, thrifty partners tend to come. You are strong at building a realistic home together.

• Work: Work you have kept at shows up as results. You are strong at deadlines and organizing.
• Money: Favorable for steady income and saving. Planned spending works.
• Love: A serious, diligent attitude gives trust. A good time to move a relationship forward a step.
• Health: A regular life is your tonic. Keep your routine.

A year of steady accumulation

A stable year in which money comes in in proportion to effort. Favorable for building solid assets such as salary income, savings and real estate. A good period for laying realistic foundations such as marriage, home and stable contracts.

A decade of stability and accumulation

Steady effort returns as wealth and stability. Work and income steady, savings and assets build solidly, and home life is comfortable. A diligent plan beats a big gamble in this period, so concentrate on laying a foundation: buying a home, earning qualifications and long-term saving.

Steady effort turns into results this month. A flow that favors planned spending and saving.

This month’s tip: spend time on “laying the basics”: settling accounts, saving and tidying.

It depends on your Day Master. Find yours in the table to see which stem plays Direct Wealth in your chart.

• Jia Wood Day Master: Ji Earth
• Yi Wood Day Master: Wu Earth
• Bing Fire Day Master: Xin Metal
• Ding Fire Day Master: Geng Metal
• Wu Earth Day Master: Gui Water
• Ji Earth Day Master: Ren Water
• Geng Metal Day Master: Yi Wood
• Xin Metal Day Master: Jia Wood
• Ren Water Day Master: Ding Fire
• Gui Water Day Master: Bing Fire